LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,042
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,739/mo
Today · 4.125%
HK$58,493
baseline
▲ 0.50% · 4.625%
HK$62,052
+HK$3,559/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,986/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,233
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,875
−HK$1,666/mo
Today · 4.125%
HK$64,541
baseline
▲ 0.50% · 4.625%
HK$67,943
+HK$3,402/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,082/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,050
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,104
−HK$2,088/mo
Today · 4.125%
HK$70,192
baseline
▲ 0.50% · 4.625%
HK$74,463
+HK$4,271/mo
Deposit HK$9.66M · loan HK$14.48M · min. income ≈ HK$140,384/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,480
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,451
−HK$1,999/mo
Today · 4.125%
HK$77,450
baseline
▲ 0.50% · 4.625%
HK$81,532
+HK$4,082/mo
Deposit HK$9.66M · loan HK$14.48M · min. income ≈ HK$154,900/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,058
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,455
−HK$2,435/mo
Today · 4.125%
HK$81,890
baseline
▲ 0.50% · 4.625%
HK$86,873
+HK$4,983/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$163,780/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,726
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,026
−HK$2,332/mo
Today · 4.125%
HK$90,358
baseline
▲ 0.50% · 4.625%
HK$95,121
+HK$4,763/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$180,716/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,075
−HK$6,213/mo
▼ 0.25% · 3.875%
HK$102,157
−HK$3,131/mo
Today · 4.125%
HK$105,288
baseline
▲ 0.50% · 4.625%
HK$111,694
+HK$6,406/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$210,576/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,220
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$113,176
−HK$2,999/mo
Today · 4.125%
HK$116,175
baseline
▲ 0.50% · 4.625%
HK$122,298
+HK$6,123/mo
Deposit HK$2.41M · loan HK$21.72M · min. income ≈ HK$232,350/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,879 · Scale 2, in force from 26 Feb 2026)