LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,047
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,760
−HK$1,739/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,560/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,240
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,882
−HK$1,666/mo
Today · 4.125%
HK$64,548
baseline
▲ 0.50% · 4.625%
HK$67,951
+HK$3,403/mo
Deposit HK$12.07M · loan HK$12.07M · min. income ≈ HK$129,096/mo (50% DSR)
Upfront cash ≈ HK$13.10M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,112
−HK$2,087/mo
Today · 4.125%
HK$70,199
baseline
▲ 0.50% · 4.625%
HK$74,471
+HK$4,272/mo
Deposit HK$9.66M · loan HK$14.48M · min. income ≈ HK$140,398/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,488
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,458
−HK$2,000/mo
Today · 4.125%
HK$77,458
baseline
▲ 0.50% · 4.625%
HK$81,541
+HK$4,083/mo
Deposit HK$9.66M · loan HK$14.48M · min. income ≈ HK$154,916/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,066
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$79,463
−HK$2,436/mo
Today · 4.125%
HK$81,899
baseline
▲ 0.50% · 4.625%
HK$86,882
+HK$4,983/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$163,798/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,735
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,035
−HK$2,333/mo
Today · 4.125%
HK$90,368
baseline
▲ 0.50% · 4.625%
HK$95,131
+HK$4,763/mo
Deposit HK$7.24M · loan HK$16.90M · min. income ≈ HK$180,736/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,085
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$102,167
−HK$3,132/mo
Today · 4.125%
HK$105,299
baseline
▲ 0.50% · 4.625%
HK$111,706
+HK$6,407/mo
Deposit HK$2.41M · loan HK$21.73M · min. income ≈ HK$210,598/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,231
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$113,188
−HK$2,999/mo
Today · 4.125%
HK$116,187
baseline
▲ 0.50% · 4.625%
HK$122,311
+HK$6,124/mo
Deposit HK$2.41M · loan HK$21.73M · min. income ≈ HK$232,374/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,025,987 · Scale 2, in force from 26 Feb 2026)