LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,090
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,741/mo
Today · 4.125%
HK$58,544
baseline
▲ 0.50% · 4.625%
HK$62,107
+HK$3,563/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$117,088/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,287
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,930
−HK$1,668/mo
Today · 4.125%
HK$64,598
baseline
▲ 0.50% · 4.625%
HK$68,003
+HK$3,405/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$129,196/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,108
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,164
−HK$2,089/mo
Today · 4.125%
HK$70,253
baseline
▲ 0.50% · 4.625%
HK$74,528
+HK$4,275/mo
Deposit HK$9.66M · loan HK$14.50M · min. income ≈ HK$140,506/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,544
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,517
−HK$2,001/mo
Today · 4.125%
HK$77,518
baseline
▲ 0.50% · 4.625%
HK$81,604
+HK$4,086/mo
Deposit HK$9.66M · loan HK$14.50M · min. income ≈ HK$155,036/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,126
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,525
−HK$2,437/mo
Today · 4.125%
HK$81,962
baseline
▲ 0.50% · 4.625%
HK$86,949
+HK$4,987/mo
Deposit HK$7.25M · loan HK$16.91M · min. income ≈ HK$163,924/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,802
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,103
−HK$2,334/mo
Today · 4.125%
HK$90,437
baseline
▲ 0.50% · 4.625%
HK$95,204
+HK$4,767/mo
Deposit HK$7.25M · loan HK$16.91M · min. income ≈ HK$180,874/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,162
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,246
−HK$3,134/mo
Today · 4.125%
HK$105,380
baseline
▲ 0.50% · 4.625%
HK$111,792
+HK$6,412/mo
Deposit HK$2.42M · loan HK$21.74M · min. income ≈ HK$210,760/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,316
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,275
−HK$3,001/mo
Today · 4.125%
HK$116,276
baseline
▲ 0.50% · 4.625%
HK$122,405
+HK$6,129/mo
Deposit HK$2.42M · loan HK$21.74M · min. income ≈ HK$232,552/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,026,777 · Scale 2, in force from 26 Feb 2026)