LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,107
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,822
−HK$1,741/mo
Today · 4.125%
HK$58,563
baseline
▲ 0.50% · 4.625%
HK$62,127
+HK$3,564/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$117,126/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,306
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,951
−HK$1,668/mo
Today · 4.125%
HK$64,619
baseline
▲ 0.50% · 4.625%
HK$68,025
+HK$3,406/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$129,238/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,129
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,186
−HK$2,090/mo
Today · 4.125%
HK$70,276
baseline
▲ 0.50% · 4.625%
HK$74,552
+HK$4,276/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$140,552/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,568
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,001/mo
Today · 4.125%
HK$77,542
baseline
▲ 0.50% · 4.625%
HK$81,630
+HK$4,088/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$155,084/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,150
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,550
−HK$2,438/mo
Today · 4.125%
HK$81,988
baseline
▲ 0.50% · 4.625%
HK$86,977
+HK$4,989/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$163,976/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,829
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,131
−HK$2,335/mo
Today · 4.125%
HK$90,466
baseline
▲ 0.50% · 4.625%
HK$95,235
+HK$4,769/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$180,932/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,193
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,279
−HK$3,135/mo
Today · 4.125%
HK$105,414
baseline
▲ 0.50% · 4.625%
HK$111,828
+HK$6,414/mo
Deposit HK$2.42M · loan HK$21.75M · min. income ≈ HK$210,828/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,352
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,311
−HK$3,003/mo
Today · 4.125%
HK$116,314
baseline
▲ 0.50% · 4.625%
HK$122,445
+HK$6,131/mo
Deposit HK$2.42M · loan HK$21.75M · min. income ≈ HK$232,628/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,106 · Scale 2, in force from 26 Feb 2026)