LTV · monthly repayment
▼ 0.50% · 3.625%
HK$551,079
−HK$34,557/mo
▼ 0.25% · 3.875%
HK$568,220
−HK$17,416/mo
Today · 4.125%
HK$585,636
baseline
▲ 0.50% · 4.625%
HK$621,271
+HK$35,635/mo
Deposit HK$120.84M · loan HK$120.84M · min. income ≈ HK$1,171,272/mo (50% DSR)
Upfront cash ≈ HK$136.55M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$613,069
−HK$33,123/mo
▼ 0.25% · 3.875%
HK$629,511
−HK$16,681/mo
Today · 4.125%
HK$646,192
baseline
▲ 0.50% · 4.625%
HK$680,253
+HK$34,061/mo
Deposit HK$120.84M · loan HK$120.84M · min. income ≈ HK$1,292,384/mo (50% DSR)
Upfront cash ≈ HK$136.55M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$661,294
−HK$41,469/mo
▼ 0.25% · 3.875%
HK$681,864
−HK$20,899/mo
Today · 4.125%
HK$702,763
baseline
▲ 0.50% · 4.625%
HK$745,525
+HK$42,762/mo
Deposit HK$96.67M · loan HK$145.00M · min. income ≈ HK$1,405,526/mo (50% DSR)
Upfront cash ≈ HK$112.38M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$735,683
−HK$39,747/mo
▼ 0.25% · 3.875%
HK$755,414
−HK$20,016/mo
Today · 4.125%
HK$775,430
baseline
▲ 0.50% · 4.625%
HK$816,304
+HK$40,874/mo
Deposit HK$96.67M · loan HK$145.00M · min. income ≈ HK$1,550,860/mo (50% DSR)
Upfront cash ≈ HK$112.38M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$771,510
−HK$48,380/mo
▼ 0.25% · 3.875%
HK$795,508
−HK$24,382/mo
Today · 4.125%
HK$819,890
baseline
▲ 0.50% · 4.625%
HK$869,779
+HK$49,889/mo
Deposit HK$72.50M · loan HK$169.17M · min. income ≈ HK$1,639,780/mo (50% DSR)
Upfront cash ≈ HK$88.21M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$858,297
−HK$46,371/mo
▼ 0.25% · 3.875%
HK$881,316
−HK$23,352/mo
Today · 4.125%
HK$904,668
baseline
▲ 0.50% · 4.625%
HK$952,354
+HK$47,686/mo
Deposit HK$72.50M · loan HK$169.17M · min. income ≈ HK$1,809,336/mo (50% DSR)
Upfront cash ≈ HK$88.21M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$991,941
−HK$62,204/mo
▼ 0.25% · 3.875%
HK$1,022,796
−HK$31,349/mo
Today · 4.125%
HK$1,054,145
baseline
▲ 0.50% · 4.625%
HK$1,118,287
+HK$64,142/mo
Deposit HK$24.17M · loan HK$217.51M · min. income ≈ HK$2,108,290/mo (50% DSR)
Upfront cash ≈ HK$39.88M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,103,525
−HK$59,620/mo
▼ 0.25% · 3.875%
HK$1,133,121
−HK$30,024/mo
Today · 4.125%
HK$1,163,145
baseline
▲ 0.50% · 4.625%
HK$1,224,456
+HK$61,311/mo
Deposit HK$24.17M · loan HK$217.51M · min. income ≈ HK$2,326,290/mo (50% DSR)
Upfront cash ≈ HK$39.88M (deposit + AVD stamp duty HK$15,708,805 · Scale 2, in force from 26 Feb 2026)