LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,111
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,825
−HK$1,742/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$62,131
+HK$3,564/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,311
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,955
−HK$1,668/mo
Today · 4.125%
HK$64,623
baseline
▲ 0.50% · 4.625%
HK$68,029
+HK$3,406/mo
Deposit HK$12.08M · loan HK$12.08M · min. income ≈ HK$129,246/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,133
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,191
−HK$2,090/mo
Today · 4.125%
HK$70,281
baseline
▲ 0.50% · 4.625%
HK$74,557
+HK$4,276/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$140,562/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,573
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,546
−HK$2,002/mo
Today · 4.125%
HK$77,548
baseline
▲ 0.50% · 4.625%
HK$81,635
+HK$4,087/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$155,096/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,156
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,556
−HK$2,438/mo
Today · 4.125%
HK$81,994
baseline
▲ 0.50% · 4.625%
HK$86,983
+HK$4,989/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$163,988/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,835
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,137
−HK$2,335/mo
Today · 4.125%
HK$90,472
baseline
▲ 0.50% · 4.625%
HK$95,241
+HK$4,769/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$180,944/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,200
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,286
−HK$3,135/mo
Today · 4.125%
HK$105,421
baseline
▲ 0.50% · 4.625%
HK$111,835
+HK$6,414/mo
Deposit HK$2.42M · loan HK$21.75M · min. income ≈ HK$210,842/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,359
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,319
−HK$3,003/mo
Today · 4.125%
HK$116,322
baseline
▲ 0.50% · 4.625%
HK$122,453
+HK$6,131/mo
Deposit HK$2.42M · loan HK$21.75M · min. income ≈ HK$232,644/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,177 · Scale 2, in force from 26 Feb 2026)