LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,125
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,839
−HK$1,743/mo
Today · 4.125%
HK$58,582
baseline
▲ 0.50% · 4.625%
HK$62,146
+HK$3,564/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,164/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,326
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,970
−HK$1,669/mo
Today · 4.125%
HK$64,639
baseline
▲ 0.50% · 4.625%
HK$68,046
+HK$3,407/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,278/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,150
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,207
−HK$2,091/mo
Today · 4.125%
HK$70,298
baseline
▲ 0.50% · 4.625%
HK$74,575
+HK$4,277/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$140,596/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,591
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,565
−HK$2,002/mo
Today · 4.125%
HK$77,567
baseline
▲ 0.50% · 4.625%
HK$81,655
+HK$4,088/mo
Deposit HK$9.67M · loan HK$14.50M · min. income ≈ HK$155,134/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,175
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,575
−HK$2,439/mo
Today · 4.125%
HK$82,014
baseline
▲ 0.50% · 4.625%
HK$87,005
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$164,028/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,856
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,159
−HK$2,336/mo
Today · 4.125%
HK$90,495
baseline
▲ 0.50% · 4.625%
HK$95,265
+HK$4,770/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$180,990/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,225
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$102,311
−HK$3,136/mo
Today · 4.125%
HK$105,447
baseline
▲ 0.50% · 4.625%
HK$111,863
+HK$6,416/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,894/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,386
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,347
−HK$3,003/mo
Today · 4.125%
HK$116,350
baseline
▲ 0.50% · 4.625%
HK$122,483
+HK$6,133/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,700/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$1,027,429 · Scale 2, in force from 26 Feb 2026)