LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,128
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,842
−HK$1,743/mo
Today · 4.125%
HK$58,585
baseline
▲ 0.50% · 4.625%
HK$62,149
+HK$3,564/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,170/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,329
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,974
−HK$1,668/mo
Today · 4.125%
HK$64,642
baseline
▲ 0.50% · 4.625%
HK$68,050
+HK$3,408/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,284/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,153
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,211
−HK$2,091/mo
Today · 4.125%
HK$70,302
baseline
▲ 0.50% · 4.625%
HK$74,579
+HK$4,277/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$140,604/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,595
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,568
−HK$2,003/mo
Today · 4.125%
HK$77,571
baseline
▲ 0.50% · 4.625%
HK$81,660
+HK$4,089/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$155,142/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,179
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,579
−HK$2,439/mo
Today · 4.125%
HK$82,018
baseline
▲ 0.50% · 4.625%
HK$87,009
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$164,036/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,860
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,163
−HK$2,336/mo
Today · 4.125%
HK$90,499
baseline
▲ 0.50% · 4.625%
HK$95,270
+HK$4,771/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$180,998/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,230
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$102,316
−HK$3,136/mo
Today · 4.125%
HK$105,452
baseline
▲ 0.50% · 4.625%
HK$111,869
+HK$6,417/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,904/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,392
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,353
−HK$3,003/mo
Today · 4.125%
HK$116,356
baseline
▲ 0.50% · 4.625%
HK$122,489
+HK$6,133/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,712/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,483 · Scale 2, in force from 26 Feb 2026)