LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,129
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,743/mo
Today · 4.125%
HK$58,587
baseline
▲ 0.50% · 4.625%
HK$62,151
+HK$3,564/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,174/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,331
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,976
−HK$1,668/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,052
+HK$3,408/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,155
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,213
−HK$2,091/mo
Today · 4.125%
HK$70,304
baseline
▲ 0.50% · 4.625%
HK$74,582
+HK$4,278/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$140,608/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,597
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,571
−HK$2,002/mo
Today · 4.125%
HK$77,573
baseline
▲ 0.50% · 4.625%
HK$81,662
+HK$4,089/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$155,146/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,181
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,582
−HK$2,439/mo
Today · 4.125%
HK$82,021
baseline
▲ 0.50% · 4.625%
HK$87,012
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$164,042/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,863
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,166
−HK$2,336/mo
Today · 4.125%
HK$90,502
baseline
▲ 0.50% · 4.625%
HK$95,273
+HK$4,771/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$181,004/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,233
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,320
−HK$3,136/mo
Today · 4.125%
HK$105,456
baseline
▲ 0.50% · 4.625%
HK$111,872
+HK$6,416/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,912/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,396
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,356
−HK$3,004/mo
Today · 4.125%
HK$116,360
baseline
▲ 0.50% · 4.625%
HK$122,493
+HK$6,133/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,720/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,516 · Scale 2, in force from 26 Feb 2026)