LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,131
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,846
−HK$1,742/mo
Today · 4.125%
HK$58,588
baseline
▲ 0.50% · 4.625%
HK$62,153
+HK$3,565/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,176/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,333
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,978
−HK$1,669/mo
Today · 4.125%
HK$64,647
baseline
▲ 0.50% · 4.625%
HK$68,054
+HK$3,407/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,294/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,157
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,215
−HK$2,091/mo
Today · 4.125%
HK$70,306
baseline
▲ 0.50% · 4.625%
HK$74,584
+HK$4,278/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$140,612/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,599
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,573
−HK$2,003/mo
Today · 4.125%
HK$77,576
baseline
▲ 0.50% · 4.625%
HK$81,665
+HK$4,089/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$155,152/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,184
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,585
−HK$2,439/mo
Today · 4.125%
HK$82,024
baseline
▲ 0.50% · 4.625%
HK$87,015
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$164,048/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,866
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,169
−HK$2,336/mo
Today · 4.125%
HK$90,505
baseline
▲ 0.50% · 4.625%
HK$95,276
+HK$4,771/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$181,010/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,236
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,323
−HK$3,136/mo
Today · 4.125%
HK$105,459
baseline
▲ 0.50% · 4.625%
HK$111,876
+HK$6,417/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,918/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,399
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,360
−HK$3,004/mo
Today · 4.125%
HK$116,364
baseline
▲ 0.50% · 4.625%
HK$122,497
+HK$6,133/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,728/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,550 · Scale 2, in force from 26 Feb 2026)