LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,133
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,848
−HK$1,742/mo
Today · 4.125%
HK$58,590
baseline
▲ 0.50% · 4.625%
HK$62,155
+HK$3,565/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,180/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,334
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,979
−HK$1,669/mo
Today · 4.125%
HK$64,648
baseline
▲ 0.50% · 4.625%
HK$68,056
+HK$3,408/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,296/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,159
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,217
−HK$2,091/mo
Today · 4.125%
HK$70,308
baseline
▲ 0.50% · 4.625%
HK$74,586
+HK$4,278/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$140,616/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,601
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,575
−HK$2,003/mo
Today · 4.125%
HK$77,578
baseline
▲ 0.50% · 4.625%
HK$81,667
+HK$4,089/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$155,156/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,186
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,587
−HK$2,439/mo
Today · 4.125%
HK$82,026
baseline
▲ 0.50% · 4.625%
HK$87,017
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$164,052/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,868
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,171
−HK$2,336/mo
Today · 4.125%
HK$90,507
baseline
▲ 0.50% · 4.625%
HK$95,278
+HK$4,771/mo
Deposit HK$7.25M · loan HK$16.92M · min. income ≈ HK$181,014/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,239
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,326
−HK$3,136/mo
Today · 4.125%
HK$105,462
baseline
▲ 0.50% · 4.625%
HK$111,879
+HK$6,417/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,924/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,402
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,363
−HK$3,004/mo
Today · 4.125%
HK$116,367
baseline
▲ 0.50% · 4.625%
HK$122,501
+HK$6,134/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,734/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,575 · Scale 2, in force from 26 Feb 2026)