LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,139
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,854
−HK$1,742/mo
Today · 4.125%
HK$58,596
baseline
▲ 0.50% · 4.625%
HK$62,162
+HK$3,566/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$117,192/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,341
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,986
−HK$1,669/mo
Today · 4.125%
HK$64,655
baseline
▲ 0.50% · 4.625%
HK$68,063
+HK$3,408/mo
Deposit HK$12.09M · loan HK$12.09M · min. income ≈ HK$129,310/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,166
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,224
−HK$2,091/mo
Today · 4.125%
HK$70,315
baseline
▲ 0.50% · 4.625%
HK$74,594
+HK$4,279/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$140,630/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,609
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,583
−HK$2,003/mo
Today · 4.125%
HK$77,586
baseline
▲ 0.50% · 4.625%
HK$81,676
+HK$4,090/mo
Deposit HK$9.67M · loan HK$14.51M · min. income ≈ HK$155,172/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,194
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,595
−HK$2,440/mo
Today · 4.125%
HK$82,035
baseline
▲ 0.50% · 4.625%
HK$87,026
+HK$4,991/mo
Deposit HK$7.25M · loan HK$16.93M · min. income ≈ HK$164,070/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,878
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,181
−HK$2,336/mo
Today · 4.125%
HK$90,517
baseline
▲ 0.50% · 4.625%
HK$95,289
+HK$4,772/mo
Deposit HK$7.25M · loan HK$16.93M · min. income ≈ HK$181,034/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,249
−HK$6,224/mo
▼ 0.25% · 3.875%
HK$102,337
−HK$3,136/mo
Today · 4.125%
HK$105,473
baseline
▲ 0.50% · 4.625%
HK$111,891
+HK$6,418/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$210,946/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,414
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,375
−HK$3,004/mo
Today · 4.125%
HK$116,379
baseline
▲ 0.50% · 4.625%
HK$122,514
+HK$6,135/mo
Deposit HK$2.42M · loan HK$21.76M · min. income ≈ HK$232,758/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,027,687 · Scale 2, in force from 26 Feb 2026)