LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,207
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,924
−HK$1,745/mo
Today · 4.125%
HK$58,669
baseline
▲ 0.50% · 4.625%
HK$62,239
+HK$3,570/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,338/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,417
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,065
−HK$1,671/mo
Today · 4.125%
HK$64,736
baseline
▲ 0.50% · 4.625%
HK$68,148
+HK$3,412/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,472/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,249
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,309
−HK$2,094/mo
Today · 4.125%
HK$70,403
baseline
▲ 0.50% · 4.625%
HK$74,687
+HK$4,284/mo
Deposit HK$9.68M · loan HK$14.53M · min. income ≈ HK$140,806/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,701
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,677
−HK$2,006/mo
Today · 4.125%
HK$77,683
baseline
▲ 0.50% · 4.625%
HK$81,777
+HK$4,094/mo
Deposit HK$9.68M · loan HK$14.53M · min. income ≈ HK$155,366/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,290
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,694
−HK$2,443/mo
Today · 4.125%
HK$82,137
baseline
▲ 0.50% · 4.625%
HK$87,135
+HK$4,998/mo
Deposit HK$7.26M · loan HK$16.95M · min. income ≈ HK$164,274/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,984
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,290
−HK$2,340/mo
Today · 4.125%
HK$90,630
baseline
▲ 0.50% · 4.625%
HK$95,407
+HK$4,777/mo
Deposit HK$7.26M · loan HK$16.95M · min. income ≈ HK$181,260/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,373
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,464
−HK$3,140/mo
Today · 4.125%
HK$105,604
baseline
▲ 0.50% · 4.625%
HK$112,030
+HK$6,426/mo
Deposit HK$2.42M · loan HK$21.79M · min. income ≈ HK$211,208/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,551
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,516
−HK$3,008/mo
Today · 4.125%
HK$116,524
baseline
▲ 0.50% · 4.625%
HK$122,666
+HK$6,142/mo
Deposit HK$2.42M · loan HK$21.79M · min. income ≈ HK$233,048/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,028,965 · Scale 2, in force from 26 Feb 2026)