LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,223
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,940
−HK$1,746/mo
Today · 4.125%
HK$58,686
baseline
▲ 0.50% · 4.625%
HK$62,256
+HK$3,570/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,372/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,435
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,082
−HK$1,672/mo
Today · 4.125%
HK$64,754
baseline
▲ 0.50% · 4.625%
HK$68,167
+HK$3,413/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,508/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,267
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,328
−HK$2,095/mo
Today · 4.125%
HK$70,423
baseline
▲ 0.50% · 4.625%
HK$74,708
+HK$4,285/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,846/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,722
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,699
−HK$2,005/mo
Today · 4.125%
HK$77,704
baseline
▲ 0.50% · 4.625%
HK$81,800
+HK$4,096/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,408/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,312
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,716
−HK$2,444/mo
Today · 4.125%
HK$82,160
baseline
▲ 0.50% · 4.625%
HK$87,159
+HK$4,999/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$164,320/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,008
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,315
−HK$2,340/mo
Today · 4.125%
HK$90,655
baseline
▲ 0.50% · 4.625%
HK$95,434
+HK$4,779/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$181,310/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,401
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$102,493
−HK$3,141/mo
Today · 4.125%
HK$105,634
baseline
▲ 0.50% · 4.625%
HK$112,062
+HK$6,428/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,268/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,582
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,548
−HK$3,009/mo
Today · 4.125%
HK$116,557
baseline
▲ 0.50% · 4.625%
HK$122,701
+HK$6,144/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,114/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,253 · Scale 2, in force from 26 Feb 2026)