LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,226
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,944
−HK$1,745/mo
Today · 4.125%
HK$58,689
baseline
▲ 0.50% · 4.625%
HK$62,260
+HK$3,571/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,378/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,438
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,086
−HK$1,672/mo
Today · 4.125%
HK$64,758
baseline
▲ 0.50% · 4.625%
HK$68,171
+HK$3,413/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,516/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,271
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,332
−HK$2,095/mo
Today · 4.125%
HK$70,427
baseline
▲ 0.50% · 4.625%
HK$74,712
+HK$4,285/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,854/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,726
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,703
−HK$2,006/mo
Today · 4.125%
HK$77,709
baseline
▲ 0.50% · 4.625%
HK$81,805
+HK$4,096/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,418/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,316
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,721
−HK$2,444/mo
Today · 4.125%
HK$82,165
baseline
▲ 0.50% · 4.625%
HK$87,164
+HK$4,999/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$164,330/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,013
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,320
−HK$2,341/mo
Today · 4.125%
HK$90,661
baseline
▲ 0.50% · 4.625%
HK$95,439
+HK$4,778/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$181,322/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,407
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$102,499
−HK$3,141/mo
Today · 4.125%
HK$105,640
baseline
▲ 0.50% · 4.625%
HK$112,068
+HK$6,428/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,280/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,589
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,555
−HK$3,009/mo
Today · 4.125%
HK$116,564
baseline
▲ 0.50% · 4.625%
HK$122,708
+HK$6,144/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,128/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,314 · Scale 2, in force from 26 Feb 2026)