LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,227
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,945
−HK$1,745/mo
Today · 4.125%
HK$58,690
baseline
▲ 0.50% · 4.625%
HK$62,261
+HK$3,571/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,380/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,440
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,087
−HK$1,672/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,172
+HK$3,413/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,272
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,334
−HK$2,094/mo
Today · 4.125%
HK$70,428
baseline
▲ 0.50% · 4.625%
HK$74,714
+HK$4,286/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,856/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,727
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,705
−HK$2,006/mo
Today · 4.125%
HK$77,711
baseline
▲ 0.50% · 4.625%
HK$81,807
+HK$4,096/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,422/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,318
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,723
−HK$2,443/mo
Today · 4.125%
HK$82,166
baseline
▲ 0.50% · 4.625%
HK$87,166
+HK$5,000/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$164,332/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,015
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,322
−HK$2,341/mo
Today · 4.125%
HK$90,663
baseline
▲ 0.50% · 4.625%
HK$95,441
+HK$4,778/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$181,326/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,409
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,501
−HK$3,142/mo
Today · 4.125%
HK$105,643
baseline
▲ 0.50% · 4.625%
HK$112,071
+HK$6,428/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,286/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,591
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,557
−HK$3,009/mo
Today · 4.125%
HK$116,566
baseline
▲ 0.50% · 4.625%
HK$122,710
+HK$6,144/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,132/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,337 · Scale 2, in force from 26 Feb 2026)