LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,228
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,946
−HK$1,745/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$62,262
+HK$3,571/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,440
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,088
−HK$1,672/mo
Today · 4.125%
HK$64,760
baseline
▲ 0.50% · 4.625%
HK$68,173
+HK$3,413/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,520/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,273
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,335
−HK$2,094/mo
Today · 4.125%
HK$70,429
baseline
▲ 0.50% · 4.625%
HK$74,714
+HK$4,285/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,858/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,728
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,706
−HK$2,006/mo
Today · 4.125%
HK$77,712
baseline
▲ 0.50% · 4.625%
HK$81,808
+HK$4,096/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,424/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,319
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,724
−HK$2,443/mo
Today · 4.125%
HK$82,167
baseline
▲ 0.50% · 4.625%
HK$87,167
+HK$5,000/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$164,334/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,016
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,323
−HK$2,340/mo
Today · 4.125%
HK$90,663
baseline
▲ 0.50% · 4.625%
HK$95,442
+HK$4,779/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$181,326/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,410
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,502
−HK$3,142/mo
Today · 4.125%
HK$105,644
baseline
▲ 0.50% · 4.625%
HK$112,072
+HK$6,428/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,288/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,592
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,558
−HK$3,009/mo
Today · 4.125%
HK$116,567
baseline
▲ 0.50% · 4.625%
HK$122,712
+HK$6,145/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,134/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,347 · Scale 2, in force from 26 Feb 2026)