LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,231
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,745/mo
Today · 4.125%
HK$58,694
baseline
▲ 0.50% · 4.625%
HK$62,266
+HK$3,572/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,388/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,444
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,092
−HK$1,671/mo
Today · 4.125%
HK$64,763
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,414/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,526/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,277
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,339
−HK$2,094/mo
Today · 4.125%
HK$70,433
baseline
▲ 0.50% · 4.625%
HK$74,719
+HK$4,286/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,866/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,733
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,710
−HK$2,006/mo
Today · 4.125%
HK$77,716
baseline
▲ 0.50% · 4.625%
HK$81,813
+HK$4,097/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,432/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,323
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,728
−HK$2,444/mo
Today · 4.125%
HK$82,172
baseline
▲ 0.50% · 4.625%
HK$87,172
+HK$5,000/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$164,344/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,021
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,328
−HK$2,341/mo
Today · 4.125%
HK$90,669
baseline
▲ 0.50% · 4.625%
HK$95,448
+HK$4,779/mo
Deposit HK$7.27M · loan HK$16.95M · min. income ≈ HK$181,338/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,416
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,508
−HK$3,142/mo
Today · 4.125%
HK$105,650
baseline
▲ 0.50% · 4.625%
HK$112,078
+HK$6,428/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,300/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,599
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,565
−HK$3,009/mo
Today · 4.125%
HK$116,574
baseline
▲ 0.50% · 4.625%
HK$122,719
+HK$6,145/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,148/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,408 · Scale 2, in force from 26 Feb 2026)