LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,237
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,955
−HK$1,746/mo
Today · 4.125%
HK$58,701
baseline
▲ 0.50% · 4.625%
HK$62,273
+HK$3,572/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,402/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,451
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,099
−HK$1,672/mo
Today · 4.125%
HK$64,771
baseline
▲ 0.50% · 4.625%
HK$68,185
+HK$3,414/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,542/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,284
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,346
−HK$2,095/mo
Today · 4.125%
HK$70,441
baseline
▲ 0.50% · 4.625%
HK$74,727
+HK$4,286/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,882/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,741
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,718
−HK$2,007/mo
Today · 4.125%
HK$77,725
baseline
▲ 0.50% · 4.625%
HK$81,822
+HK$4,097/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,450/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,332
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,737
−HK$2,444/mo
Today · 4.125%
HK$82,181
baseline
▲ 0.50% · 4.625%
HK$87,182
+HK$5,001/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,362/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,031
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,338
−HK$2,341/mo
Today · 4.125%
HK$90,679
baseline
▲ 0.50% · 4.625%
HK$95,459
+HK$4,780/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,358/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,427
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,519
−HK$3,142/mo
Today · 4.125%
HK$105,661
baseline
▲ 0.50% · 4.625%
HK$112,091
+HK$6,430/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,322/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,611
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$113,578
−HK$3,009/mo
Today · 4.125%
HK$116,587
baseline
▲ 0.50% · 4.625%
HK$122,732
+HK$6,145/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,174/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,521 · Scale 2, in force from 26 Feb 2026)