LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,238
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,746/mo
Today · 4.125%
HK$58,702
baseline
▲ 0.50% · 4.625%
HK$62,274
+HK$3,572/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,404/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,451
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,100
−HK$1,671/mo
Today · 4.125%
HK$64,771
baseline
▲ 0.50% · 4.625%
HK$68,186
+HK$3,415/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,542/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,285
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,347
−HK$2,095/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,728
+HK$4,286/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,742
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,719
−HK$2,007/mo
Today · 4.125%
HK$77,726
baseline
▲ 0.50% · 4.625%
HK$81,823
+HK$4,097/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,452/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,333
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,738
−HK$2,444/mo
Today · 4.125%
HK$82,182
baseline
▲ 0.50% · 4.625%
HK$87,183
+HK$5,001/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,364/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,032
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,339
−HK$2,341/mo
Today · 4.125%
HK$90,680
baseline
▲ 0.50% · 4.625%
HK$95,460
+HK$4,780/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,360/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,428
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,521
−HK$3,142/mo
Today · 4.125%
HK$105,663
baseline
▲ 0.50% · 4.625%
HK$112,092
+HK$6,429/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,326/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,613
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$113,579
−HK$3,010/mo
Today · 4.125%
HK$116,589
baseline
▲ 0.50% · 4.625%
HK$122,734
+HK$6,145/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,178/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,536 · Scale 2, in force from 26 Feb 2026)