LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,238
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,746/mo
Today · 4.125%
HK$58,702
baseline
▲ 0.50% · 4.625%
HK$62,274
+HK$3,572/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,404/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,452
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,100
−HK$1,672/mo
Today · 4.125%
HK$64,772
baseline
▲ 0.50% · 4.625%
HK$68,186
+HK$3,414/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,544/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,286
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,348
−HK$2,094/mo
Today · 4.125%
HK$70,442
baseline
▲ 0.50% · 4.625%
HK$74,729
+HK$4,287/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$140,884/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,742
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,720
−HK$2,006/mo
Today · 4.125%
HK$77,726
baseline
▲ 0.50% · 4.625%
HK$81,823
+HK$4,097/mo
Deposit HK$9.69M · loan HK$14.53M · min. income ≈ HK$155,452/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,333
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,739
−HK$2,444/mo
Today · 4.125%
HK$82,183
baseline
▲ 0.50% · 4.625%
HK$87,183
+HK$5,000/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,366/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,033
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,340
−HK$2,341/mo
Today · 4.125%
HK$90,681
baseline
▲ 0.50% · 4.625%
HK$95,461
+HK$4,780/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,362/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,429
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,521
−HK$3,143/mo
Today · 4.125%
HK$105,664
baseline
▲ 0.50% · 4.625%
HK$112,093
+HK$6,429/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,328/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,613
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$113,580
−HK$3,009/mo
Today · 4.125%
HK$116,589
baseline
▲ 0.50% · 4.625%
HK$122,735
+HK$6,146/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,178/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,543 · Scale 2, in force from 26 Feb 2026)