LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,245
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,963
−HK$1,746/mo
Today · 4.125%
HK$58,709
baseline
▲ 0.50% · 4.625%
HK$62,282
+HK$3,573/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,418/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,459
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,108
−HK$1,672/mo
Today · 4.125%
HK$64,780
baseline
▲ 0.50% · 4.625%
HK$68,195
+HK$3,415/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,560/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,294
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,356
−HK$2,095/mo
Today · 4.125%
HK$70,451
baseline
▲ 0.50% · 4.625%
HK$74,738
+HK$4,287/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$140,902/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,751
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,729
−HK$2,007/mo
Today · 4.125%
HK$77,736
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,097/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$155,472/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,343
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,749
−HK$2,444/mo
Today · 4.125%
HK$82,193
baseline
▲ 0.50% · 4.625%
HK$87,194
+HK$5,001/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,386/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,043
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,351
−HK$2,341/mo
Today · 4.125%
HK$90,692
baseline
▲ 0.50% · 4.625%
HK$95,472
+HK$4,780/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,384/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,441
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,534
−HK$3,143/mo
Today · 4.125%
HK$105,677
baseline
▲ 0.50% · 4.625%
HK$112,107
+HK$6,430/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$211,354/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,627
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,594
−HK$3,010/mo
Today · 4.125%
HK$116,604
baseline
▲ 0.50% · 4.625%
HK$122,750
+HK$6,146/mo
Deposit HK$2.42M · loan HK$21.80M · min. income ≈ HK$233,208/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,670 · Scale 2, in force from 26 Feb 2026)