LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,246
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,964
−HK$1,746/mo
Today · 4.125%
HK$58,710
baseline
▲ 0.50% · 4.625%
HK$62,283
+HK$3,573/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,420/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,461
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,109
−HK$1,672/mo
Today · 4.125%
HK$64,781
baseline
▲ 0.50% · 4.625%
HK$68,196
+HK$3,415/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,562/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,295
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,357
−HK$2,096/mo
Today · 4.125%
HK$70,453
baseline
▲ 0.50% · 4.625%
HK$74,739
+HK$4,286/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$140,906/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,753
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$75,731
−HK$2,006/mo
Today · 4.125%
HK$77,737
baseline
▲ 0.50% · 4.625%
HK$81,835
+HK$4,098/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$155,474/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,344
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,750
−HK$2,445/mo
Today · 4.125%
HK$82,195
baseline
▲ 0.50% · 4.625%
HK$87,196
+HK$5,001/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,390/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,045
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,353
−HK$2,341/mo
Today · 4.125%
HK$90,694
baseline
▲ 0.50% · 4.625%
HK$95,474
+HK$4,780/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,388/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,443
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,536
−HK$3,143/mo
Today · 4.125%
HK$105,679
baseline
▲ 0.50% · 4.625%
HK$112,109
+HK$6,430/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$211,358/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,629
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,596
−HK$3,010/mo
Today · 4.125%
HK$116,606
baseline
▲ 0.50% · 4.625%
HK$122,753
+HK$6,147/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$233,212/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,690 · Scale 2, in force from 26 Feb 2026)