LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,249
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,967
−HK$1,746/mo
Today · 4.125%
HK$58,713
baseline
▲ 0.50% · 4.625%
HK$62,286
+HK$3,573/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$117,426/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,464
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,112
−HK$1,672/mo
Today · 4.125%
HK$64,784
baseline
▲ 0.50% · 4.625%
HK$68,199
+HK$3,415/mo
Deposit HK$12.11M · loan HK$12.11M · min. income ≈ HK$129,568/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,298
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,361
−HK$2,095/mo
Today · 4.125%
HK$70,456
baseline
▲ 0.50% · 4.625%
HK$74,743
+HK$4,287/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$140,912/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,756
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,734
−HK$2,007/mo
Today · 4.125%
HK$77,741
baseline
▲ 0.50% · 4.625%
HK$81,839
+HK$4,098/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$155,482/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,348
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,754
−HK$2,444/mo
Today · 4.125%
HK$82,198
baseline
▲ 0.50% · 4.625%
HK$87,200
+HK$5,002/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,396/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,049
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,357
−HK$2,341/mo
Today · 4.125%
HK$90,698
baseline
▲ 0.50% · 4.625%
HK$95,479
+HK$4,781/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,396/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,448
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,541
−HK$3,143/mo
Today · 4.125%
HK$105,684
baseline
▲ 0.50% · 4.625%
HK$112,114
+HK$6,430/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$211,368/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,634
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,602
−HK$3,010/mo
Today · 4.125%
HK$116,612
baseline
▲ 0.50% · 4.625%
HK$122,758
+HK$6,146/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$233,224/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,029,738 · Scale 2, in force from 26 Feb 2026)