LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,263
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,982
−HK$1,746/mo
Today · 4.125%
HK$58,728
baseline
▲ 0.50% · 4.625%
HK$62,302
+HK$3,574/mo
Deposit HK$12.12M · loan HK$12.12M · min. income ≈ HK$117,456/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,479
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,128
−HK$1,673/mo
Today · 4.125%
HK$64,801
baseline
▲ 0.50% · 4.625%
HK$68,217
+HK$3,416/mo
Deposit HK$12.12M · loan HK$12.12M · min. income ≈ HK$129,602/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,315
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$68,378
−HK$2,096/mo
Today · 4.125%
HK$70,474
baseline
▲ 0.50% · 4.625%
HK$74,762
+HK$4,288/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$140,948/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,775
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,754
−HK$2,007/mo
Today · 4.125%
HK$77,761
baseline
▲ 0.50% · 4.625%
HK$81,860
+HK$4,099/mo
Deposit HK$9.69M · loan HK$14.54M · min. income ≈ HK$155,522/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,775
−HK$2,445/mo
Today · 4.125%
HK$82,220
baseline
▲ 0.50% · 4.625%
HK$87,223
+HK$5,003/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$164,440/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,071
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,380
−HK$2,341/mo
Today · 4.125%
HK$90,721
baseline
▲ 0.50% · 4.625%
HK$95,503
+HK$4,782/mo
Deposit HK$7.27M · loan HK$16.96M · min. income ≈ HK$181,442/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,473
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,567
−HK$3,144/mo
Today · 4.125%
HK$105,711
baseline
▲ 0.50% · 4.625%
HK$112,143
+HK$6,432/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$211,422/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,663
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$113,631
−HK$3,011/mo
Today · 4.125%
HK$116,642
baseline
▲ 0.50% · 4.625%
HK$122,790
+HK$6,148/mo
Deposit HK$2.42M · loan HK$21.81M · min. income ≈ HK$233,284/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$1,030,004 · Scale 2, in force from 26 Feb 2026)