LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,293
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,747/mo
Today · 4.125%
HK$58,760
baseline
▲ 0.50% · 4.625%
HK$62,336
+HK$3,576/mo
Deposit HK$12.12M · loan HK$12.12M · min. income ≈ HK$117,520/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,513
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,162
−HK$1,674/mo
Today · 4.125%
HK$64,836
baseline
▲ 0.50% · 4.625%
HK$68,254
+HK$3,418/mo
Deposit HK$12.12M · loan HK$12.12M · min. income ≈ HK$129,672/mo (50% DSR)
Upfront cash ≈ HK$13.15M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,351
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,415
−HK$2,097/mo
Today · 4.125%
HK$70,512
baseline
▲ 0.50% · 4.625%
HK$74,803
+HK$4,291/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$141,024/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,815
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,795
−HK$2,008/mo
Today · 4.125%
HK$77,803
baseline
▲ 0.50% · 4.625%
HK$81,904
+HK$4,101/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$155,606/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,410
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,818
−HK$2,446/mo
Today · 4.125%
HK$82,264
baseline
▲ 0.50% · 4.625%
HK$87,270
+HK$5,006/mo
Deposit HK$7.27M · loan HK$16.97M · min. income ≈ HK$164,528/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,118
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,427
−HK$2,343/mo
Today · 4.125%
HK$90,770
baseline
▲ 0.50% · 4.625%
HK$95,555
+HK$4,785/mo
Deposit HK$7.27M · loan HK$16.97M · min. income ≈ HK$181,540/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,527
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$102,623
−HK$3,145/mo
Today · 4.125%
HK$105,768
baseline
▲ 0.50% · 4.625%
HK$112,204
+HK$6,436/mo
Deposit HK$2.42M · loan HK$21.82M · min. income ≈ HK$211,536/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,723
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$113,692
−HK$3,013/mo
Today · 4.125%
HK$116,705
baseline
▲ 0.50% · 4.625%
HK$122,857
+HK$6,152/mo
Deposit HK$2.42M · loan HK$21.82M · min. income ≈ HK$233,410/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,562 · Scale 2, in force from 26 Feb 2026)