LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,298
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,747/mo
Today · 4.125%
HK$58,765
baseline
▲ 0.50% · 4.625%
HK$62,341
+HK$3,576/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$117,530/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,518
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,168
−HK$1,674/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,259
+HK$3,417/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,357
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,421
−HK$2,097/mo
Today · 4.125%
HK$70,518
baseline
▲ 0.50% · 4.625%
HK$74,809
+HK$4,291/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$141,036/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,822
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,801
−HK$2,009/mo
Today · 4.125%
HK$77,810
baseline
▲ 0.50% · 4.625%
HK$81,911
+HK$4,101/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$155,620/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,417
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,825
−HK$2,446/mo
Today · 4.125%
HK$82,271
baseline
▲ 0.50% · 4.625%
HK$87,277
+HK$5,006/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$164,542/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,125
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,435
−HK$2,343/mo
Today · 4.125%
HK$90,778
baseline
▲ 0.50% · 4.625%
HK$95,563
+HK$4,785/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$181,556/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,536
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$102,632
−HK$3,145/mo
Today · 4.125%
HK$105,777
baseline
▲ 0.50% · 4.625%
HK$112,214
+HK$6,437/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$211,554/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,732
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,702
−HK$3,013/mo
Today · 4.125%
HK$116,715
baseline
▲ 0.50% · 4.625%
HK$122,867
+HK$6,152/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$233,430/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,650 · Scale 2, in force from 26 Feb 2026)