LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,298
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,748/mo
Today · 4.125%
HK$58,766
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,576/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$117,532/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,168
−HK$1,674/mo
Today · 4.125%
HK$64,842
baseline
▲ 0.50% · 4.625%
HK$68,260
+HK$3,418/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$129,684/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,358
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,422
−HK$2,097/mo
Today · 4.125%
HK$70,519
baseline
▲ 0.50% · 4.625%
HK$74,810
+HK$4,291/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$141,038/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,822
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,802
−HK$2,009/mo
Today · 4.125%
HK$77,811
baseline
▲ 0.50% · 4.625%
HK$81,912
+HK$4,101/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$155,622/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,417
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,825
−HK$2,447/mo
Today · 4.125%
HK$82,272
baseline
▲ 0.50% · 4.625%
HK$87,278
+HK$5,006/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$164,544/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,126
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,436
−HK$2,343/mo
Today · 4.125%
HK$90,779
baseline
▲ 0.50% · 4.625%
HK$95,564
+HK$4,785/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$181,558/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,537
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$102,633
−HK$3,145/mo
Today · 4.125%
HK$105,778
baseline
▲ 0.50% · 4.625%
HK$112,215
+HK$6,437/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$211,556/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,733
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,703
−HK$3,013/mo
Today · 4.125%
HK$116,716
baseline
▲ 0.50% · 4.625%
HK$122,868
+HK$6,152/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$233,432/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,660 · Scale 2, in force from 26 Feb 2026)