LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,301
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,021
−HK$1,748/mo
Today · 4.125%
HK$58,769
baseline
▲ 0.50% · 4.625%
HK$62,345
+HK$3,576/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$117,538/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,522
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,172
−HK$1,674/mo
Today · 4.125%
HK$64,846
baseline
▲ 0.50% · 4.625%
HK$68,264
+HK$3,418/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$129,692/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,361
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,425
−HK$2,098/mo
Today · 4.125%
HK$70,523
baseline
▲ 0.50% · 4.625%
HK$74,814
+HK$4,291/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$141,046/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,826
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,806
−HK$2,009/mo
Today · 4.125%
HK$77,815
baseline
▲ 0.50% · 4.625%
HK$81,916
+HK$4,101/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$155,630/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,421
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,829
−HK$2,447/mo
Today · 4.125%
HK$82,276
baseline
▲ 0.50% · 4.625%
HK$87,283
+HK$5,007/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$164,552/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,130
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,440
−HK$2,344/mo
Today · 4.125%
HK$90,784
baseline
▲ 0.50% · 4.625%
HK$95,569
+HK$4,785/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$181,568/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,542
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,638
−HK$3,146/mo
Today · 4.125%
HK$105,784
baseline
▲ 0.50% · 4.625%
HK$112,220
+HK$6,436/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$211,568/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,739
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,709
−HK$3,013/mo
Today · 4.125%
HK$116,722
baseline
▲ 0.50% · 4.625%
HK$122,875
+HK$6,153/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$233,444/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,713 · Scale 2, in force from 26 Feb 2026)