LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,313
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,033
−HK$1,748/mo
Today · 4.125%
HK$58,781
baseline
▲ 0.50% · 4.625%
HK$62,358
+HK$3,577/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$117,562/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,535
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,185
−HK$1,674/mo
Today · 4.125%
HK$64,859
baseline
▲ 0.50% · 4.625%
HK$68,278
+HK$3,419/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$129,718/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,375
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$68,440
−HK$2,097/mo
Today · 4.125%
HK$70,537
baseline
▲ 0.50% · 4.625%
HK$74,829
+HK$4,292/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$141,074/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,842
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,822
−HK$2,009/mo
Today · 4.125%
HK$77,831
baseline
▲ 0.50% · 4.625%
HK$81,934
+HK$4,103/mo
Deposit HK$9.70M · loan HK$14.55M · min. income ≈ HK$155,662/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,438
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,846
−HK$2,448/mo
Today · 4.125%
HK$82,294
baseline
▲ 0.50% · 4.625%
HK$87,301
+HK$5,007/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$164,588/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,148
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,459
−HK$2,344/mo
Today · 4.125%
HK$90,803
baseline
▲ 0.50% · 4.625%
HK$95,589
+HK$4,786/mo
Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$181,606/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,563
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,659
−HK$3,147/mo
Today · 4.125%
HK$105,806
baseline
▲ 0.50% · 4.625%
HK$112,244
+HK$6,438/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$211,612/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,762
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,733
−HK$3,013/mo
Today · 4.125%
HK$116,746
baseline
▲ 0.50% · 4.625%
HK$122,900
+HK$6,154/mo
Deposit HK$2.43M · loan HK$21.83M · min. income ≈ HK$233,492/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,030,929 · Scale 2, in force from 26 Feb 2026)