LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,330
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,749/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$62,378
+HK$3,578/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,205
−HK$1,675/mo
Today · 4.125%
HK$64,880
baseline
▲ 0.50% · 4.625%
HK$68,300
+HK$3,420/mo
Deposit HK$12.13M · loan HK$12.13M · min. income ≈ HK$129,760/mo (50% DSR)
Upfront cash ≈ HK$13.16M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,396
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,462
−HK$2,098/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,854
+HK$4,294/mo
Deposit HK$9.71M · loan HK$14.56M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,865
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,846
−HK$2,010/mo
Today · 4.125%
HK$77,856
baseline
▲ 0.50% · 4.625%
HK$81,960
+HK$4,104/mo
Deposit HK$9.71M · loan HK$14.56M · min. income ≈ HK$155,712/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,463
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,872
−HK$2,448/mo
Today · 4.125%
HK$82,320
baseline
▲ 0.50% · 4.625%
HK$87,329
+HK$5,009/mo
Deposit HK$7.28M · loan HK$16.99M · min. income ≈ HK$164,640/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,176
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,487
−HK$2,345/mo
Today · 4.125%
HK$90,832
baseline
▲ 0.50% · 4.625%
HK$95,620
+HK$4,788/mo
Deposit HK$7.28M · loan HK$16.99M · min. income ≈ HK$181,664/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,595
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,693
−HK$3,147/mo
Today · 4.125%
HK$105,840
baseline
▲ 0.50% · 4.625%
HK$112,280
+HK$6,440/mo
Deposit HK$2.43M · loan HK$21.84M · min. income ≈ HK$211,680/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,798
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$113,770
−HK$3,014/mo
Today · 4.125%
HK$116,784
baseline
▲ 0.50% · 4.625%
HK$122,940
+HK$6,156/mo
Deposit HK$2.43M · loan HK$21.84M · min. income ≈ HK$233,568/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,031,262 · Scale 2, in force from 26 Feb 2026)