LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,386
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,109
−HK$1,750/mo
Today · 4.125%
HK$58,859
baseline
▲ 0.50% · 4.625%
HK$62,441
+HK$3,582/mo
Deposit HK$12.14M · loan HK$12.14M · min. income ≈ HK$117,718/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,616
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,269
−HK$1,676/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,369
+HK$3,424/mo
Deposit HK$12.14M · loan HK$12.14M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,463
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,530
−HK$2,101/mo
Today · 4.125%
HK$70,631
baseline
▲ 0.50% · 4.625%
HK$74,929
+HK$4,298/mo
Deposit HK$9.72M · loan HK$14.57M · min. income ≈ HK$141,262/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,940
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,923
−HK$2,011/mo
Today · 4.125%
HK$77,934
baseline
▲ 0.50% · 4.625%
HK$82,042
+HK$4,108/mo
Deposit HK$9.72M · loan HK$14.57M · min. income ≈ HK$155,868/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,540
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,952
−HK$2,451/mo
Today · 4.125%
HK$82,403
baseline
▲ 0.50% · 4.625%
HK$87,417
+HK$5,014/mo
Deposit HK$7.29M · loan HK$17.00M · min. income ≈ HK$164,806/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,263
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,576
−HK$2,347/mo
Today · 4.125%
HK$90,923
baseline
▲ 0.50% · 4.625%
HK$95,716
+HK$4,793/mo
Deposit HK$7.29M · loan HK$17.00M · min. income ≈ HK$181,846/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,695
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,796
−HK$3,150/mo
Today · 4.125%
HK$105,946
baseline
▲ 0.50% · 4.625%
HK$112,393
+HK$6,447/mo
Deposit HK$2.43M · loan HK$21.86M · min. income ≈ HK$211,892/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,909
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,884
−HK$3,017/mo
Today · 4.125%
HK$116,901
baseline
▲ 0.50% · 4.625%
HK$123,063
+HK$6,162/mo
Deposit HK$2.43M · loan HK$21.86M · min. income ≈ HK$233,802/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,032,297 · Scale 2, in force from 26 Feb 2026)