LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,443
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,167
−HK$1,752/mo
Today · 4.125%
HK$58,919
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,586/mo
Deposit HK$12.16M · loan HK$12.16M · min. income ≈ HK$117,838/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,679
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,678/mo
Today · 4.125%
HK$65,012
baseline
▲ 0.50% · 4.625%
HK$68,439
+HK$3,427/mo
Deposit HK$12.16M · loan HK$12.16M · min. income ≈ HK$130,024/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,531
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,601
−HK$2,102/mo
Today · 4.125%
HK$70,703
baseline
▲ 0.50% · 4.625%
HK$75,006
+HK$4,303/mo
Deposit HK$9.73M · loan HK$14.59M · min. income ≈ HK$141,406/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,015
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,014/mo
Today · 4.125%
HK$78,014
baseline
▲ 0.50% · 4.625%
HK$82,126
+HK$4,112/mo
Deposit HK$9.73M · loan HK$14.59M · min. income ≈ HK$156,028/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,620
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,034
−HK$2,453/mo
Today · 4.125%
HK$82,487
baseline
▲ 0.50% · 4.625%
HK$87,506
+HK$5,019/mo
Deposit HK$7.29M · loan HK$17.02M · min. income ≈ HK$164,974/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,351
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,667
−HK$2,350/mo
Today · 4.125%
HK$91,017
baseline
▲ 0.50% · 4.625%
HK$95,814
+HK$4,797/mo
Deposit HK$7.29M · loan HK$17.02M · min. income ≈ HK$182,034/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,797
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,901
−HK$3,154/mo
Today · 4.125%
HK$106,055
baseline
▲ 0.50% · 4.625%
HK$112,508
+HK$6,453/mo
Deposit HK$2.43M · loan HK$21.88M · min. income ≈ HK$212,110/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,023
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$114,001
−HK$3,020/mo
Today · 4.125%
HK$117,021
baseline
▲ 0.50% · 4.625%
HK$123,190
+HK$6,169/mo
Deposit HK$2.43M · loan HK$21.88M · min. income ≈ HK$234,042/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$1,033,356 · Scale 2, in force from 26 Feb 2026)