LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,469
−HK$3,479/mo
▼ 0.25% · 3.875%
HK$57,195
−HK$1,753/mo
Today · 4.125%
HK$58,948
baseline
▲ 0.50% · 4.625%
HK$62,534
+HK$3,586/mo
Deposit HK$12.16M · loan HK$12.16M · min. income ≈ HK$117,896/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,709
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$63,364
−HK$1,679/mo
Today · 4.125%
HK$65,043
baseline
▲ 0.50% · 4.625%
HK$68,471
+HK$3,428/mo
Deposit HK$12.16M · loan HK$12.16M · min. income ≈ HK$130,086/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,563
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,634
−HK$2,103/mo
Today · 4.125%
HK$70,737
baseline
▲ 0.50% · 4.625%
HK$75,041
+HK$4,304/mo
Deposit HK$9.73M · loan HK$14.60M · min. income ≈ HK$141,474/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,051
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,037
−HK$2,015/mo
Today · 4.125%
HK$78,052
baseline
▲ 0.50% · 4.625%
HK$82,166
+HK$4,114/mo
Deposit HK$9.73M · loan HK$14.60M · min. income ≈ HK$156,104/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,657
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,073
−HK$2,454/mo
Today · 4.125%
HK$82,527
baseline
▲ 0.50% · 4.625%
HK$87,548
+HK$5,021/mo
Deposit HK$7.30M · loan HK$17.03M · min. income ≈ HK$165,054/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,393
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,710
−HK$2,350/mo
Today · 4.125%
HK$91,060
baseline
▲ 0.50% · 4.625%
HK$95,860
+HK$4,800/mo
Deposit HK$7.30M · loan HK$17.03M · min. income ≈ HK$182,120/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,845
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,950
−HK$3,156/mo
Today · 4.125%
HK$106,106
baseline
▲ 0.50% · 4.625%
HK$112,562
+HK$6,456/mo
Deposit HK$2.43M · loan HK$21.89M · min. income ≈ HK$212,212/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,076
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,055
−HK$3,022/mo
Today · 4.125%
HK$117,077
baseline
▲ 0.50% · 4.625%
HK$123,249
+HK$6,172/mo
Deposit HK$2.43M · loan HK$21.89M · min. income ≈ HK$234,154/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,033,851 · Scale 2, in force from 26 Feb 2026)