LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,509
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,235
−HK$1,755/mo
Today · 4.125%
HK$58,990
baseline
▲ 0.50% · 4.625%
HK$62,579
+HK$3,589/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$117,980/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,753
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,409
−HK$1,680/mo
Today · 4.125%
HK$65,089
baseline
▲ 0.50% · 4.625%
HK$68,520
+HK$3,431/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$130,178/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,611
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,683
−HK$2,105/mo
Today · 4.125%
HK$70,788
baseline
▲ 0.50% · 4.625%
HK$75,095
+HK$4,307/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,576/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,104
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,091
−HK$2,016/mo
Today · 4.125%
HK$78,107
baseline
▲ 0.50% · 4.625%
HK$82,224
+HK$4,117/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,214/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,712
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,130
−HK$2,456/mo
Today · 4.125%
HK$82,586
baseline
▲ 0.50% · 4.625%
HK$87,611
+HK$5,025/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$165,172/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,454
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,773
−HK$2,352/mo
Today · 4.125%
HK$91,125
baseline
▲ 0.50% · 4.625%
HK$95,928
+HK$4,803/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$182,250/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,916
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$103,024
−HK$3,157/mo
Today · 4.125%
HK$106,181
baseline
▲ 0.50% · 4.625%
HK$112,642
+HK$6,461/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$212,362/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,155
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,137
−HK$3,024/mo
Today · 4.125%
HK$117,161
baseline
▲ 0.50% · 4.625%
HK$123,337
+HK$6,176/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$234,322/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,588 · Scale 2, in force from 26 Feb 2026)