LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,515
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,241
−HK$1,755/mo
Today · 4.125%
HK$58,996
baseline
▲ 0.50% · 4.625%
HK$62,586
+HK$3,590/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$117,992/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,759
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,416
−HK$1,680/mo
Today · 4.125%
HK$65,096
baseline
▲ 0.50% · 4.625%
HK$68,527
+HK$3,431/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$130,192/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,617
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,690
−HK$2,105/mo
Today · 4.125%
HK$70,795
baseline
▲ 0.50% · 4.625%
HK$75,103
+HK$4,308/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,590/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,111
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,099
−HK$2,016/mo
Today · 4.125%
HK$78,115
baseline
▲ 0.50% · 4.625%
HK$82,233
+HK$4,118/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,230/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,720
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,138
−HK$2,456/mo
Today · 4.125%
HK$82,594
baseline
▲ 0.50% · 4.625%
HK$87,620
+HK$5,026/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$165,188/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,463
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,782
−HK$2,353/mo
Today · 4.125%
HK$91,135
baseline
▲ 0.50% · 4.625%
HK$95,938
+HK$4,803/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$182,270/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,926
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,035
−HK$3,157/mo
Today · 4.125%
HK$106,192
baseline
▲ 0.50% · 4.625%
HK$112,654
+HK$6,462/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$212,384/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,167
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,148
−HK$3,025/mo
Today · 4.125%
HK$117,173
baseline
▲ 0.50% · 4.625%
HK$123,349
+HK$6,176/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$234,346/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,695 · Scale 2, in force from 26 Feb 2026)