LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,516
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,243
−HK$1,754/mo
Today · 4.125%
HK$58,997
baseline
▲ 0.50% · 4.625%
HK$62,587
+HK$3,590/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$117,994/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,761
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$63,417
−HK$1,680/mo
Today · 4.125%
HK$65,097
baseline
▲ 0.50% · 4.625%
HK$68,529
+HK$3,432/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$130,194/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,619
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,691
−HK$2,105/mo
Today · 4.125%
HK$70,796
baseline
▲ 0.50% · 4.625%
HK$75,104
+HK$4,308/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,592/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,113
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,100
−HK$2,017/mo
Today · 4.125%
HK$78,117
baseline
▲ 0.50% · 4.625%
HK$82,235
+HK$4,118/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,234/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,722
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,140
−HK$2,456/mo
Today · 4.125%
HK$82,596
baseline
▲ 0.50% · 4.625%
HK$87,622
+HK$5,026/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$165,192/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,465
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,784
−HK$2,352/mo
Today · 4.125%
HK$91,136
baseline
▲ 0.50% · 4.625%
HK$95,940
+HK$4,804/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$182,272/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,928
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,037
−HK$3,158/mo
Today · 4.125%
HK$106,195
baseline
▲ 0.50% · 4.625%
HK$112,656
+HK$6,461/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$212,390/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,169
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,151
−HK$3,024/mo
Today · 4.125%
HK$117,175
baseline
▲ 0.50% · 4.625%
HK$123,352
+HK$6,177/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$234,350/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,716 · Scale 2, in force from 26 Feb 2026)