LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,517
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,244
−HK$1,754/mo
Today · 4.125%
HK$58,998
baseline
▲ 0.50% · 4.625%
HK$62,588
+HK$3,590/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$117,996/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,762
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,419
−HK$1,680/mo
Today · 4.125%
HK$65,099
baseline
▲ 0.50% · 4.625%
HK$68,530
+HK$3,431/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$130,198/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,620
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,693
−HK$2,105/mo
Today · 4.125%
HK$70,798
baseline
▲ 0.50% · 4.625%
HK$75,106
+HK$4,308/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,596/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,115
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,102
−HK$2,017/mo
Today · 4.125%
HK$78,119
baseline
▲ 0.50% · 4.625%
HK$82,236
+HK$4,117/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,238/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,724
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,141
−HK$2,457/mo
Today · 4.125%
HK$82,598
baseline
▲ 0.50% · 4.625%
HK$87,624
+HK$5,026/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$165,196/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,467
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,786
−HK$2,352/mo
Today · 4.125%
HK$91,138
baseline
▲ 0.50% · 4.625%
HK$95,942
+HK$4,804/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$182,276/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,931
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,039
−HK$3,158/mo
Today · 4.125%
HK$106,197
baseline
▲ 0.50% · 4.625%
HK$112,659
+HK$6,462/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$212,394/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,172
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,153
−HK$3,025/mo
Today · 4.125%
HK$117,178
baseline
▲ 0.50% · 4.625%
HK$123,355
+HK$6,177/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$234,356/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,740 · Scale 2, in force from 26 Feb 2026)