LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,522
−HK$3,481/mo
▼ 0.25% · 3.875%
HK$57,249
−HK$1,754/mo
Today · 4.125%
HK$59,003
baseline
▲ 0.50% · 4.625%
HK$62,593
+HK$3,590/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$118,006/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,767
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,424
−HK$1,680/mo
Today · 4.125%
HK$65,104
baseline
▲ 0.50% · 4.625%
HK$68,536
+HK$3,432/mo
Deposit HK$12.17M · loan HK$12.17M · min. income ≈ HK$130,208/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,626
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,698
−HK$2,106/mo
Today · 4.125%
HK$70,804
baseline
▲ 0.50% · 4.625%
HK$75,112
+HK$4,308/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,608/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,121
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,108
−HK$2,017/mo
Today · 4.125%
HK$78,125
baseline
▲ 0.50% · 4.625%
HK$82,243
+HK$4,118/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,250/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,730
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,148
−HK$2,456/mo
Today · 4.125%
HK$82,604
baseline
▲ 0.50% · 4.625%
HK$87,631
+HK$5,027/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$165,208/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,474
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,793
−HK$2,353/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$95,950
+HK$4,804/mo
Deposit HK$7.30M · loan HK$17.04M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,939
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,047
−HK$3,159/mo
Today · 4.125%
HK$106,206
baseline
▲ 0.50% · 4.625%
HK$112,668
+HK$6,462/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$212,412/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,181
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,163
−HK$3,025/mo
Today · 4.125%
HK$117,188
baseline
▲ 0.50% · 4.625%
HK$123,365
+HK$6,177/mo
Deposit HK$2.43M · loan HK$21.91M · min. income ≈ HK$234,376/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,034,825 · Scale 2, in force from 26 Feb 2026)