LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,539
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,267
−HK$1,755/mo
Today · 4.125%
HK$59,022
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,591/mo
Deposit HK$12.18M · loan HK$12.18M · min. income ≈ HK$118,044/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,681/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,433/mo
Deposit HK$12.18M · loan HK$12.18M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,647
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,720
−HK$2,106/mo
Today · 4.125%
HK$70,826
baseline
▲ 0.50% · 4.625%
HK$75,136
+HK$4,310/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$141,652/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,144
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,132
−HK$2,018/mo
Today · 4.125%
HK$78,150
baseline
▲ 0.50% · 4.625%
HK$82,269
+HK$4,119/mo
Deposit HK$9.74M · loan HK$14.61M · min. income ≈ HK$156,300/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,755
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,173
−HK$2,458/mo
Today · 4.125%
HK$82,631
baseline
▲ 0.50% · 4.625%
HK$87,658
+HK$5,027/mo
Deposit HK$7.31M · loan HK$17.05M · min. income ≈ HK$165,262/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,501
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,821
−HK$2,354/mo
Today · 4.125%
HK$91,175
baseline
▲ 0.50% · 4.625%
HK$95,981
+HK$4,806/mo
Deposit HK$7.31M · loan HK$17.05M · min. income ≈ HK$182,350/mo (50% DSR)
Upfront cash ≈ HK$8.34M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,970
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,080
−HK$3,159/mo
Today · 4.125%
HK$106,239
baseline
▲ 0.50% · 4.625%
HK$112,704
+HK$6,465/mo
Deposit HK$2.44M · loan HK$21.92M · min. income ≈ HK$212,478/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,216
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,199
−HK$3,026/mo
Today · 4.125%
HK$117,225
baseline
▲ 0.50% · 4.625%
HK$123,404
+HK$6,179/mo
Deposit HK$2.44M · loan HK$21.92M · min. income ≈ HK$234,450/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,035,151 · Scale 2, in force from 26 Feb 2026)