LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,589
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,318
−HK$1,757/mo
Today · 4.125%
HK$59,075
baseline
▲ 0.50% · 4.625%
HK$62,669
+HK$3,594/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,150/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,842
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,501
−HK$1,682/mo
Today · 4.125%
HK$65,183
baseline
▲ 0.50% · 4.625%
HK$68,619
+HK$3,436/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,366/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,707
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,782
−HK$2,108/mo
Today · 4.125%
HK$70,890
baseline
▲ 0.50% · 4.625%
HK$75,203
+HK$4,313/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$141,780/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,210
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,201
−HK$2,019/mo
Today · 4.125%
HK$78,220
baseline
▲ 0.50% · 4.625%
HK$82,343
+HK$4,123/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$156,440/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,824
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,245
−HK$2,460/mo
Today · 4.125%
HK$82,705
baseline
▲ 0.50% · 4.625%
HK$87,737
+HK$5,032/mo
Deposit HK$7.31M · loan HK$17.06M · min. income ≈ HK$165,410/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,579
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,901
−HK$2,355/mo
Today · 4.125%
HK$91,256
baseline
▲ 0.50% · 4.625%
HK$96,067
+HK$4,811/mo
Deposit HK$7.31M · loan HK$17.06M · min. income ≈ HK$182,512/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,060
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,172
−HK$3,162/mo
Today · 4.125%
HK$106,334
baseline
▲ 0.50% · 4.625%
HK$112,805
+HK$6,471/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$212,668/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,316
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,301
−HK$3,029/mo
Today · 4.125%
HK$117,330
baseline
▲ 0.50% · 4.625%
HK$123,514
+HK$6,184/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$234,660/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,079 · Scale 2, in force from 26 Feb 2026)