LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,598
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,327
−HK$1,757/mo
Today · 4.125%
HK$59,084
baseline
▲ 0.50% · 4.625%
HK$62,679
+HK$3,595/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,168/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,852
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,511
−HK$1,682/mo
Today · 4.125%
HK$65,193
baseline
▲ 0.50% · 4.625%
HK$68,630
+HK$3,437/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,386/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,717
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,792
−HK$2,109/mo
Today · 4.125%
HK$70,901
baseline
▲ 0.50% · 4.625%
HK$75,215
+HK$4,314/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$141,802/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,222
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,213
−HK$2,019/mo
Today · 4.125%
HK$78,232
baseline
▲ 0.50% · 4.625%
HK$82,356
+HK$4,124/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$156,464/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,837
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,258
−HK$2,460/mo
Today · 4.125%
HK$82,718
baseline
▲ 0.50% · 4.625%
HK$87,751
+HK$5,033/mo
Deposit HK$7.31M · loan HK$17.07M · min. income ≈ HK$165,436/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,593
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,915
−HK$2,356/mo
Today · 4.125%
HK$91,271
baseline
▲ 0.50% · 4.625%
HK$96,082
+HK$4,811/mo
Deposit HK$7.31M · loan HK$17.07M · min. income ≈ HK$182,542/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,076
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,189
−HK$3,162/mo
Today · 4.125%
HK$106,351
baseline
▲ 0.50% · 4.625%
HK$112,823
+HK$6,472/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$212,702/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,333
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,319
−HK$3,029/mo
Today · 4.125%
HK$117,348
baseline
▲ 0.50% · 4.625%
HK$123,534
+HK$6,186/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$234,696/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,243 · Scale 2, in force from 26 Feb 2026)