LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,599
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,329
−HK$1,757/mo
Today · 4.125%
HK$59,086
baseline
▲ 0.50% · 4.625%
HK$62,681
+HK$3,595/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,172/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,854
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,513
−HK$1,682/mo
Today · 4.125%
HK$65,195
baseline
▲ 0.50% · 4.625%
HK$68,632
+HK$3,437/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,390/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,719
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,795
−HK$2,108/mo
Today · 4.125%
HK$70,903
baseline
▲ 0.50% · 4.625%
HK$75,217
+HK$4,314/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$141,806/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,224
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,215
−HK$2,020/mo
Today · 4.125%
HK$78,235
baseline
▲ 0.50% · 4.625%
HK$82,358
+HK$4,123/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$156,470/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,839
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,260
−HK$2,460/mo
Today · 4.125%
HK$82,720
baseline
▲ 0.50% · 4.625%
HK$87,754
+HK$5,034/mo
Deposit HK$7.31M · loan HK$17.07M · min. income ≈ HK$165,440/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,595
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,918
−HK$2,356/mo
Today · 4.125%
HK$91,274
baseline
▲ 0.50% · 4.625%
HK$96,085
+HK$4,811/mo
Deposit HK$7.31M · loan HK$17.07M · min. income ≈ HK$182,548/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,079
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,192
−HK$3,163/mo
Today · 4.125%
HK$106,355
baseline
▲ 0.50% · 4.625%
HK$112,826
+HK$6,471/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$212,710/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,337
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,323
−HK$3,029/mo
Today · 4.125%
HK$117,352
baseline
▲ 0.50% · 4.625%
HK$123,538
+HK$6,186/mo
Deposit HK$2.44M · loan HK$21.94M · min. income ≈ HK$234,704/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,276 · Scale 2, in force from 26 Feb 2026)