LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,606
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,335
−HK$1,758/mo
Today · 4.125%
HK$59,093
baseline
▲ 0.50% · 4.625%
HK$62,688
+HK$3,595/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,186/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,861
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,520
−HK$1,683/mo
Today · 4.125%
HK$65,203
baseline
▲ 0.50% · 4.625%
HK$68,640
+HK$3,437/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,406/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,727
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,803
−HK$2,108/mo
Today · 4.125%
HK$70,911
baseline
▲ 0.50% · 4.625%
HK$75,226
+HK$4,315/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$141,822/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,224
−HK$2,020/mo
Today · 4.125%
HK$78,244
baseline
▲ 0.50% · 4.625%
HK$82,368
+HK$4,124/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$156,488/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,848
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,270
−HK$2,460/mo
Today · 4.125%
HK$82,730
baseline
▲ 0.50% · 4.625%
HK$87,764
+HK$5,034/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$165,460/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,605
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,928
−HK$2,356/mo
Today · 4.125%
HK$91,284
baseline
▲ 0.50% · 4.625%
HK$96,096
+HK$4,812/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$182,568/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,091
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,204
−HK$3,163/mo
Today · 4.125%
HK$106,367
baseline
▲ 0.50% · 4.625%
HK$112,839
+HK$6,472/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$212,734/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,350
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,336
−HK$3,030/mo
Today · 4.125%
HK$117,366
baseline
▲ 0.50% · 4.625%
HK$123,552
+HK$6,186/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$234,732/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$1,036,396 · Scale 2, in force from 26 Feb 2026)