LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,607
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,336
−HK$1,758/mo
Today · 4.125%
HK$59,094
baseline
▲ 0.50% · 4.625%
HK$62,689
+HK$3,595/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,188/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,862
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,521
−HK$1,683/mo
Today · 4.125%
HK$65,204
baseline
▲ 0.50% · 4.625%
HK$68,641
+HK$3,437/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,408/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,728
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,804
−HK$2,108/mo
Today · 4.125%
HK$70,912
baseline
▲ 0.50% · 4.625%
HK$75,227
+HK$4,315/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$141,824/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,234
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,225
−HK$2,020/mo
Today · 4.125%
HK$78,245
baseline
▲ 0.50% · 4.625%
HK$82,369
+HK$4,124/mo
Deposit HK$9.75M · loan HK$14.63M · min. income ≈ HK$156,490/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,849
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,271
−HK$2,460/mo
Today · 4.125%
HK$82,731
baseline
▲ 0.50% · 4.625%
HK$87,765
+HK$5,034/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$165,462/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,606
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,929
−HK$2,357/mo
Today · 4.125%
HK$91,286
baseline
▲ 0.50% · 4.625%
HK$96,097
+HK$4,811/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$182,572/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,092
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,205
−HK$3,163/mo
Today · 4.125%
HK$106,368
baseline
▲ 0.50% · 4.625%
HK$112,841
+HK$6,473/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$212,736/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,351
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,338
−HK$3,029/mo
Today · 4.125%
HK$117,367
baseline
▲ 0.50% · 4.625%
HK$123,554
+HK$6,187/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$234,734/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,036,410 · Scale 2, in force from 26 Feb 2026)