LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,611
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,341
−HK$1,758/mo
Today · 4.125%
HK$59,099
baseline
▲ 0.50% · 4.625%
HK$62,695
+HK$3,596/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$118,198/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,867
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,526
−HK$1,683/mo
Today · 4.125%
HK$65,209
baseline
▲ 0.50% · 4.625%
HK$68,647
+HK$3,438/mo
Deposit HK$12.19M · loan HK$12.19M · min. income ≈ HK$130,418/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,733
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,809
−HK$2,109/mo
Today · 4.125%
HK$70,918
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$4,315/mo
Deposit HK$9.76M · loan HK$14.63M · min. income ≈ HK$141,836/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,240
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,231
−HK$2,020/mo
Today · 4.125%
HK$78,251
baseline
▲ 0.50% · 4.625%
HK$82,376
+HK$4,125/mo
Deposit HK$9.76M · loan HK$14.63M · min. income ≈ HK$156,502/mo (50% DSR)
Upfront cash ≈ HK$10.79M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,856
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,278
−HK$2,460/mo
Today · 4.125%
HK$82,738
baseline
▲ 0.50% · 4.625%
HK$87,772
+HK$5,034/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$165,476/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,614
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,937
−HK$2,356/mo
Today · 4.125%
HK$91,293
baseline
▲ 0.50% · 4.625%
HK$96,105
+HK$4,812/mo
Deposit HK$7.32M · loan HK$17.07M · min. income ≈ HK$182,586/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,100
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,214
−HK$3,163/mo
Today · 4.125%
HK$106,377
baseline
▲ 0.50% · 4.625%
HK$112,850
+HK$6,473/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$212,754/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,361
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,347
−HK$3,030/mo
Today · 4.125%
HK$117,377
baseline
▲ 0.50% · 4.625%
HK$123,564
+HK$6,187/mo
Deposit HK$2.44M · loan HK$21.95M · min. income ≈ HK$234,754/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,036,497 · Scale 2, in force from 26 Feb 2026)