LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,680
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,412
−HK$1,759/mo
Today · 4.125%
HK$59,171
baseline
▲ 0.50% · 4.625%
HK$62,772
+HK$3,601/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$118,342/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,943
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,605
−HK$1,685/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,441/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,816
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,894
−HK$2,112/mo
Today · 4.125%
HK$71,006
baseline
▲ 0.50% · 4.625%
HK$75,326
+HK$4,320/mo
Deposit HK$9.77M · loan HK$14.65M · min. income ≈ HK$142,012/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,332
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,325
−HK$2,023/mo
Today · 4.125%
HK$78,348
baseline
▲ 0.50% · 4.625%
HK$82,478
+HK$4,130/mo
Deposit HK$9.77M · loan HK$14.65M · min. income ≈ HK$156,696/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,952
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,463/mo
Today · 4.125%
HK$82,840
baseline
▲ 0.50% · 4.625%
HK$87,881
+HK$5,041/mo
Deposit HK$7.33M · loan HK$17.09M · min. income ≈ HK$165,680/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,721
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,046
−HK$2,360/mo
Today · 4.125%
HK$91,406
baseline
▲ 0.50% · 4.625%
HK$96,224
+HK$4,818/mo
Deposit HK$7.33M · loan HK$17.09M · min. income ≈ HK$182,812/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,224
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$103,341
−HK$3,168/mo
Today · 4.125%
HK$106,509
baseline
▲ 0.50% · 4.625%
HK$112,989
+HK$6,480/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$213,018/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,498
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,488
−HK$3,034/mo
Today · 4.125%
HK$117,522
baseline
▲ 0.50% · 4.625%
HK$123,717
+HK$6,195/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$235,044/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,037,776 · Scale 2, in force from 26 Feb 2026)