LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,684
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,416
−HK$1,759/mo
Today · 4.125%
HK$59,175
baseline
▲ 0.50% · 4.625%
HK$62,776
+HK$3,601/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$118,350/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,609
−HK$1,685/mo
Today · 4.125%
HK$65,294
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,442/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$130,588/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,820
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$68,899
−HK$2,111/mo
Today · 4.125%
HK$71,010
baseline
▲ 0.50% · 4.625%
HK$75,331
+HK$4,321/mo
Deposit HK$9.77M · loan HK$14.65M · min. income ≈ HK$142,020/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,337
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$76,331
−HK$2,022/mo
Today · 4.125%
HK$78,353
baseline
▲ 0.50% · 4.625%
HK$82,483
+HK$4,130/mo
Deposit HK$9.77M · loan HK$14.65M · min. income ≈ HK$156,706/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,957
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,382
−HK$2,464/mo
Today · 4.125%
HK$82,846
baseline
▲ 0.50% · 4.625%
HK$87,887
+HK$5,041/mo
Deposit HK$7.33M · loan HK$17.09M · min. income ≈ HK$165,692/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,726
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,052
−HK$2,360/mo
Today · 4.125%
HK$91,412
baseline
▲ 0.50% · 4.625%
HK$96,230
+HK$4,818/mo
Deposit HK$7.33M · loan HK$17.09M · min. income ≈ HK$182,824/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,230
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,348
−HK$3,168/mo
Today · 4.125%
HK$106,516
baseline
▲ 0.50% · 4.625%
HK$112,997
+HK$6,481/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$213,032/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,505
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,496
−HK$3,034/mo
Today · 4.125%
HK$117,530
baseline
▲ 0.50% · 4.625%
HK$123,725
+HK$6,195/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$235,060/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,037,845 · Scale 2, in force from 26 Feb 2026)