LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,700
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,432
−HK$1,760/mo
Today · 4.125%
HK$59,192
baseline
▲ 0.50% · 4.625%
HK$62,794
+HK$3,602/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$118,384/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,965
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,627
−HK$1,686/mo
Today · 4.125%
HK$65,313
baseline
▲ 0.50% · 4.625%
HK$68,756
+HK$3,443/mo
Deposit HK$12.21M · loan HK$12.21M · min. income ≈ HK$130,626/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,839
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$68,919
−HK$2,112/mo
Today · 4.125%
HK$71,031
baseline
▲ 0.50% · 4.625%
HK$75,353
+HK$4,322/mo
Deposit HK$9.77M · loan HK$14.66M · min. income ≈ HK$142,062/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,358
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$76,352
−HK$2,024/mo
Today · 4.125%
HK$78,376
baseline
▲ 0.50% · 4.625%
HK$82,507
+HK$4,131/mo
Deposit HK$9.77M · loan HK$14.66M · min. income ≈ HK$156,752/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,979
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,405
−HK$2,464/mo
Today · 4.125%
HK$82,869
baseline
▲ 0.50% · 4.625%
HK$87,912
+HK$5,043/mo
Deposit HK$7.33M · loan HK$17.10M · min. income ≈ HK$165,738/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,751
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,078
−HK$2,360/mo
Today · 4.125%
HK$91,438
baseline
▲ 0.50% · 4.625%
HK$96,258
+HK$4,820/mo
Deposit HK$7.33M · loan HK$17.10M · min. income ≈ HK$182,876/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,259
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,378
−HK$3,168/mo
Today · 4.125%
HK$106,546
baseline
▲ 0.50% · 4.625%
HK$113,029
+HK$6,483/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$213,092/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,537
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,529
−HK$3,034/mo
Today · 4.125%
HK$117,563
baseline
▲ 0.50% · 4.625%
HK$123,760
+HK$6,197/mo
Deposit HK$2.44M · loan HK$21.98M · min. income ≈ HK$235,126/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,038,143 · Scale 2, in force from 26 Feb 2026)