LTV · monthly repayment
▼ 0.50% · 3.625%
HK$55,730
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,463
−HK$1,761/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,828
+HK$3,604/mo
Deposit HK$12.22M · loan HK$12.22M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,661
−HK$1,687/mo
Today · 4.125%
HK$65,348
baseline
▲ 0.50% · 4.625%
HK$68,793
+HK$3,445/mo
Deposit HK$12.22M · loan HK$12.22M · min. income ≈ HK$130,696/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,876
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,956
−HK$2,113/mo
Today · 4.125%
HK$71,069
baseline
▲ 0.50% · 4.625%
HK$75,394
+HK$4,325/mo
Deposit HK$9.78M · loan HK$14.66M · min. income ≈ HK$142,138/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,398
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,394
−HK$2,024/mo
Today · 4.125%
HK$78,418
baseline
▲ 0.50% · 4.625%
HK$82,552
+HK$4,134/mo
Deposit HK$9.78M · loan HK$14.66M · min. income ≈ HK$156,836/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,022
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,448
−HK$2,466/mo
Today · 4.125%
HK$82,914
baseline
▲ 0.50% · 4.625%
HK$87,959
+HK$5,045/mo
Deposit HK$7.33M · loan HK$17.11M · min. income ≈ HK$165,828/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,798
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,126
−HK$2,362/mo
Today · 4.125%
HK$91,488
baseline
▲ 0.50% · 4.625%
HK$96,310
+HK$4,822/mo
Deposit HK$7.33M · loan HK$17.11M · min. income ≈ HK$182,976/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,313
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,434
−HK$3,170/mo
Today · 4.125%
HK$106,604
baseline
▲ 0.50% · 4.625%
HK$113,091
+HK$6,487/mo
Deposit HK$2.44M · loan HK$22.00M · min. income ≈ HK$213,208/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,598
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$114,591
−HK$3,036/mo
Today · 4.125%
HK$117,627
baseline
▲ 0.50% · 4.625%
HK$123,827
+HK$6,200/mo
Deposit HK$2.44M · loan HK$22.00M · min. income ≈ HK$235,254/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$1,038,705 · Scale 2, in force from 26 Feb 2026)